EDITED TO REMOVE REFERRAL CODE
A new debit MasterCard that gives 1.5% cashback on your spending and transport. Great for your helpers and children where you can monitor their spending.
As Jipay card is a Mastercard, It will be accepted at supermarkets however if your helper doesn’t shop at the supermarket but at the wet market. She can also use Paynow which can be accessed from the app to make payments.
Everyone who is linked with the app will be able to see the balance, and transactions and freeze the card through the app in case the card is lost.
Why use Jipay
This card is suitable for your helper and children where you want to control and monitor their spending. Another reason will be you will be getting more than 1.5% cashback if you use the below method to top up your Jipay.
There are currently 3 modes of top-up, we shall top up with Grabpay only and ignore the other modes of top-up. I have personally tried topping up with Grabpay and was given Grab points which are 1.2% of the amount.
Here’s how to stack for the highest rewards
1) AMEX True Cashback 1.5% or UOB Absolute AMEX 1.7%
2) Grabpay top-up to JiPay 1.2% Grab points
3) JiPay to eligible merchants 1.5%
Total = 4.4% Cashback, no min spend But limited to $500 monthly for Grabpay only.
Referral get $10 Signup bonus: Code 2KM9
Jipay top-up is free for all modes and they charge min fee thereafter. Do note that ATM withdrawals are not accepted regardless in Singapore or internationally.
Cashback
The cashback will be credited to the account at the end of the month and valid for one calendar month upon issuance. There is also a 1-month validity on the cashback upon issuance.
Cashback is capped at $30 which is $2000 spending on your Mastercard. PayNow QR payments are not eligible for cashback.
Summary
A new debit MasterCard that gives 1.5% cashback on your spending and transport. Great for your helpers and children where you can monitor their spending.
With 4.4% cashback and no fuss on tracking your helper or children’s spending, I recommend you give this app a try.
To apply for Jipay, pls click here
Code 2KM9
To apply for Amex true cashback, pls click here
To apply for UOB Absolute AMEX, pls click here
